Command Center

Jermaine Fields

MLO · NMLS #2067609 · Notary · Investor · Builder

"I am the master of self."

"Practice how you fight. Do everything in real time."

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Days to Notary Exam

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Days to IMYM Window

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Days to Memphis Target

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Notary Exam Prep — June 13

CA Notary Exam Study Guide

10 topics · 12 practice questions · Key numbers tab

June 13 · Eureka CA · 10:30 AM

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MLO Operations

NEXA Onboarding — Detroit

LIVE July Onboarding class · Jul 9–10 (Michigan) · Flights: Jul 8 DL494 LAX→DTW · Jul 10 DL852 DTW→LAX · Conf JP8WO4 · booked by NEXA · contact: Noreen Navas

Jul 9–10 · Onboarding

Lead Capture — LIVE

Site forms fixed · leads email 9thshine + auto-forward to NEXA (label: DSCR Lead). TODO: route auto-reply through NEXA (CRM/Outlook) — reply manually until then.

⏳ Sort auto-reply this week

DSCR Deal Calculator

Live calc · enter the deal → PITIA, DSCR ratio + tier, LTV, monthly & annual cash flow · run a scenario in seconds on a call

Mortgage Calculators (Suite)

7 tools for applicants · Payment (PITI) · Affordability/DTI · Max Loan (DSCR reverse) · BRRRR cash-out recovery · Bank-statement income · Cash-to-close · Refi break-even

Loan Playbook — Script & Study Guide

Prospect script + study guide across all 19 programs, ordered by focus · Tier 1 investor/Non-QM (DSCR purchase/cash-out/R&T/STR, bridge, bank-stmt, 1099, HELOC/2nd, portfolio, asset, Non-QM jumbo, foreign/ITIN) · Tier 2 conventional, jumbo, FHA, VA, USDA, reno, construction · copy-ready beats · compliance-safe

19 Programs · Script + Guide

DSCR Pre-Approval Checklist

10-step interactive loan workflow · CA & MO compliance · DSCR math

MLO Daily Schedule

6-day marketing checklist · Platform rotation · Weekly rhythm

Daily Operations

Phase Rollout Tracker

Phase 1–3 milestones · Platform deployment status · Progress tracking

Weekly Operations Dashboard

KPIs · Platform status · Lead tracking · Weekly priorities

SoCal Networking Events Calendar

AV · Santa Clarita · LA meetups · REIA chapters · Chamber mixers · Game plan

June 11 · LAC-REIA

Business Structure

California LLC · brand DBAs · keep-separate lanes · setup sequence

Entity Planning

Audio Test Prep Business

Audio-first exam prep · YouTube funnel → paid site · ranks above RR/WL/LM101

⏸ Back Burner

AI × Mortgage Master Plan

n8n DSCR origination automation · 4 pillars · St. Louis play · compliance guardrails

🛠️ Build Phase

Notary → LSA Fast-Cash Roadmap

RON closed in CA · general notary → LSA $75–200/signing · cert/E&O/printer costs · Snapdocs · firewall

💵 Income Path

DSCR Insider Relaunch Plan

2-week restart · anchor + Shorts backlink model · 10 Short topics · compliance

▶️ Restart Posting

YouTube Growth Playbook 2026

Reference · AI tools · live · Shorts backlink · clipping · 4 S's of consistency

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Education & Training

Loan Scenario Trainer (Quiz)

Random borrower scenarios → pick the right program · instant why + key levers · score & streak · All 19 or Tier 1 · drill to mastery

Interactive Quiz

DSCR Investment Loan Curriculum

Full DSCR education · Investor loan types · Qualifying criteria · Lender matrix

DSCR Specialist

Investor MLO Expert Track

Advanced curriculum · Non-QM products · Bridge loans · Portfolio strategy

LSA Master Course

Loan signing agent training · Signing types · Platform setup · Income strategy

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Investment Property Research

Memphis DSCR Property Analysis

10 live listings · DSCR math on each · Neighborhood ratings · Nov 2026 target

California DSCR Property Analysis

10 Antelope Valley / Moreno Valley listings · DSCR math · Memphis comparison

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Marketing Strategy

Omnipresence Strategy

12-section strategy · STL priority market · Referral pipelines · KPI targets

STL Omnipresence Pack

St. Louis profile copy (Zillow/Realtor/BP/LinkedIn) · Keyword map · Content batch · 15 copy blocks

🔥 STL Priority

STL Investor Pipeline Playbook

Hard money takeouts · Wholesaler networks · 1099 referral sources · 30-day sprint (Phase 2)

Phase 2 · Referral

DSCR vs Traditional — Content Script

Short + long-form + carousel + DM · "W-2 workaround" · Rent ÷ PITIA · copy-ready

Anchor Article — DSCR St. Louis

Keyword hub "DSCR loan St. Louis" · LinkedIn + blog · 1-click copy · repurpose to Quora/Reddit/Shorts

Ready to Publish

DSCR Insider — Episode 1

4010 Hydraulic deal breakdown · HeyGen avatar · 100-sec + 45-sec + long-form anchor · SEO + 5 Shorts

🎬 Ready to Film

Content Bank — Week 1

31 ready-to-post pieces · Reddit · Quora · BiggerPockets · LinkedIn

Content Bank — Week 2

Week 2 content pieces across all platforms

BiggerPockets 3-Day Launch

BP account setup · First 3 posts · Forum strategy · Target communities

Platform Launch

Priority 1 Platform Setup Guide

Google Business Profile + office plan · Zillow · Reddit · Quora · GBP eligibility & compliance gates

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Business Credentials

EIN (Sole Proprietor)

87-2481496

Jermaine Fields · Issued June 2026

MLO NMLS

#2067609

CA + MO Active · NEXA Lending

NEXA Corporate NMLS

#1660690

NEXA Mortgage LLC · Mesa AZ

VA Disability Rating

20%

VA Funding Fee Waived · ~$350/mo

Notary Exam

June 13, 2026

College of Redwoods · Eureka CA · 10:30 AM

Business Email

jfields@nexalending.com

All MLO leads → here

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Lender Contacts & Key Info

United Wholesale Mortgage (UWM)

NEXA #1 Lender · Wholesale

Account Executive

Edward ___________

Direct Phone

_______________

Email

_______________

AE Name

Edward ___________

Key Products

Investor Flex DSCR Bank Statement Non-QM VA Loans Conventional FHA Jumbo

Notes from Call

DSCR (Investor Flex): Min DSCR _______ · Min Credit _______ · Max LTV _______ · LLC ✓/✗ Bank Statement: _____ months · Self-employed guidelines: _______________ VA: ______________________________________________________ Submission portal setup: _______________ Turnaround time: _______________ Exclusivity required: Yes / No Best contact method: _______________ Other notes: _______________

Spring EQ

NEXA Partner · HELOC + DSCR Specialist

Account Executive

Kory Boxberger

Email

kory.boxberger@springeq.com

Direct Phone

_______________

Portal

springeq.com

Key Products

DSCR up to $2.5M No Reserves Required Investment HELOC 80% CLTV 2nd Lien up to $500K DSCR Cash-Out 75% LTV STR / Vacant / First-Time Investor OK

Questions to Ask Kory

1. How do I get set up as a NEXA LO to submit to Spring EQ directly?
2. DSCR — min credit score, min DSCR ratio, and best pricing tier?
3. The no-reserve requirement — does that apply to all DSCR products including purchase?
4. Investment HELOC — what does the borrower need to qualify (DSCR or income-based)?
5. STR/Airbnb — how do you underwrite the rental income (AirDNA or lease)?
6. What's turnaround time from submission to conditional approval?
7. Can you walk me through a sample scenario for a first-time investor in Memphis TN?
8. Best way to reach you for quick scenario questions?

Notes from Call

Min credit: _______ · Min DSCR: _______ · Best rate tier: _______ HELOC qualification: _______________ Turnaround time: _______________ Other notes: _______________

+ Add lender contacts as you build relationships

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Milestone Roadmap

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CA MLO License — Active

Approved May 14, 2026

✓

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MO MLO License — Active

Approved May 29, 2026

✓

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6-Hour Notary Course — Complete

Completed June 2, 2026

✓

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CA Notary Public Exam

June 13, 2026 · 10:30 AM · College of the Redwoods, Eureka CA

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IMYM 90-Day Window Closes

~August 17, 2026 · 4 funded loans target

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NNA Certification + LSA Platforms Active

~September 2026 · Snapdocs · NotaryDash · SigningOrder

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Memphis First Acquisition — Stretch Target

November 30, 2026 · ~$57K capital needed

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Memphis First Acquisition — Deadline

May 30, 2027 · Hard deadline