⭐ How you send the 1003 (your earlier question, answered)
Your online application (POS) link lives in your Profile. Send that link to a borrower → they fill out the 1003 online → it flows into a loan file.
Already started a file? Open it → Invite Consumer to send the borrower in.
LendingPad = your LOS (loan origination). Bevri = a separate AI POS NEXA is layering on (different login — that's why it wouldn't sign you in). You don't need Bevri to take an application — LendingPad's link works now.
1 · Dashboard — your bird's-eye view
Top menu: Dashboard · Pipeline · Contacts · Reports · Settings · Support · Training.
Tasks (top-left): loan tasks assigned to you.
TRID warning buckets (top-middle): 3-day = app taken but no Loan Estimate issued yet · 10-day = LE issued but no Intent-to-Proceed · 30-day · Prepare CD. Hover the eye icon to see the logic. (These keep you compliant — watch them.)
Last-modified loans (left): recently edited files; shows if someone's currently in a file.
2 · Pipeline — where your loans live
Click Search to load; pick a view (top-right) + filters.
Create = new loan from scratch · Import = from a 3.4 file or spreadsheet (drag-drop → Import New Loan).
Click any loan to open/edit; you can open in a new tab and run multiple tabs/screens.
3 · Contacts — third parties (not borrowers)
Insurance agents, real estate agents, title companies — anyone in the transaction who isn't the borrower.
Company contact = whole company can use it · Personal = only you.
Naming rule: Contact name = the company (RE/MAX, State Farm); Point of contact = the person (Jake from State Farm). Then choose the type.
4 · Inside a loan file — the workflow (left-hand menu)
Borrowers — enter the 1003 data per borrower. Co-borrower linked = joint applicants (one 1003); Unlink = separate applicants (two 1003s). Use Edit URLA form (top-right) to edit the 1003 in URLA format.
Financials — employment + income.
Run AUS — click the Send button (integrations) to run DU/LPA. Read the findings for your conditions.
Pricing — Get Price → Get Products (needs a FICO entered) → pricing populates in LendingPad.
Additional Data — anything not captured in the 1003.
Loan Dates — disclosure dates (app-taken, LE issuance, CD signed). These drive the TRID buckets on your dashboard.
Disclosure — the fees. The General Cost Details mimics the Loan Estimate / Closing Disclosure — you can provide it to the borrower.
Scenario — compare loan scenarios (Add Scenario).
Documents — generate the pre-approval letter, Borrower's Authorization, etc. E-sign is built in (~$2.50 per envelope).
Invite Consumer — invite the borrower into the file via the online POS (if they didn't apply through your link). Update Loan / Merge Borrowers — update from a newer 3.4 or merge a borrower.
5 · Getting help inside LendingPad
Live Support Zoom room — Monday–Friday, noon–5pm Eastern (link top-right). Drop in for real-time help.
Support and Training tabs in the top menu for guides.
How this maps to your process: Send your POS link (or Invite Consumer) → borrower completes the 1003 → you review the Borrowers section line-by-line → send upfront disclosures from Documents → run AUS → request docs → reassess → re-run AUS → generate the pre-approval letter from Documents → submit to processing. That's your Pre-Approval Process guide, in LendingPad.