📝 Borrower Intake — Application Capture Sheet

When a call turns into an application — capture it live, then enter it in the LOS once you're in.
↗ Product Matcher & call script

🌊 Send the application — your Tidalwave (SOLO) link

This is NEXA's AI application platform (runs through Bevri). Send this link and the borrower completes the 1003 themselves — it auto-pulls income/employment/assets and runs DU + LPA. LendingPad stays your LOS behind it.

⚠️ Do one test run yourself before sending to a real lead. NEXA-branded URL — keep it out of public marketing until compliance clears it.

✉️ Send-it templates — fire off when a call goes warm

Personalize [Name]. Compliance-safe: no rates, no guarantees. Confirm required disclaimers (Equal Housing, etc.) with NEXA before regular use.

📱 Text message
Hi [Name], great talking with you! Here's your secure application link to get started — it walks you through each step: https://nexa.tidalwave.ai/signup/jermaine.fields/D83JEA9EP7N5U2OQAKEG Takes about 15 minutes and you can pause and resume. Once it's in, I'll call you to review it line by line. Reply here with any questions. — Jermaine Fields, MLO · NEXA · NMLS #2067609
📧 Email
Subject: Your secure application link — let's get started Hi [Name], Great speaking with you today. Here's your secure application link to begin: https://nexa.tidalwave.ai/signup/jermaine.fields/D83JEA9EP7N5U2OQAKEG A few notes: • It guides you through each step and securely connects your income and assets, so there's minimal paperwork. • Plan about 15 minutes — you can pause and resume anytime. • Once you submit, I'll call you to review everything line by line and lay out next steps. Anything you need in the meantime, just reply or call. Talk soon, Jermaine Fields Mortgage Loan Originator · NEXA Mortgage, LLC NMLS #2067609 · Company NMLS #1660690 dscrinsider.com

⭐ The "6 pieces" — get these and you have an application

Borrower name · income · SSN · subject property address · estimated value/price · loan amount. Once you have all six, a complete application exists — the Loan Estimate clock starts (3 business days). Capture these first.

A · The 6 + contact

B · Loan basics

C · Income & employment

D · Assets & credit

Don't pull credit until you have authorization. Tell the borrower: don't move money around. Which account(s) are the down payment + closing costs coming from?

E · Notes

Copied — paste into LendingPad / your recap email

F · Documents to request (by income type)

Everyone

  • Government ID · authorization to pull credit · purchase contract (if under contract)
  • Assets: 2 months' statements for down payment / closing / reserves (all pages); gift letter if gift

W-2 wage earner

  • Most recent 30-day paystubs · 2 years' W-2s · (often 2 years' tax returns)

Self-employed

  • 2 years' personal + business tax returns (all schedules) · YTD P&L
  • Or bank-statement program: 12/24 months' personal or business statements + business narrative

1099 / gig

  • 1-2 years' 1099s · 30-day YTD earnings proof

Retired

  • Award letters / 1099s / pension or SS statements

DSCR / rental (investment)

  • Lease(s) or market rent (1007) · annual taxes, insurance, HOA · mortgage statements on other rentals · entity docs (operating agreement + EIN) if LLC

G · Convert the call → application

"Sounds like we've got a real path here. Easy next step: I'll send you a secure application link to complete — takes about 10-15 minutes — and then I'll review it with you and pull together your quote. What's the best email?"
On the call: no rate/APR quotes · no "you're approved" · "not a commitment to lend." Talk qualification & structure; confirm numbers in writing after the application.