⚠️ Compliance — CA marketing. Built under plain NEXA Lending branding (your "DSCR Insider Powered by NEXA" brand is approved for MO, not yet CA). Submit to NEXA compliance before publishing or sending. No rates/APRs, no guaranteed approvals, all programs "subject to qualification / vary by lender." Carries NMLS #2067609 + NEXA #1660690 + CA/MO-not-Kansas + Equal Housing + not-a-commitment.
1 · The shareable one-pager
Screenshot this card for LinkedIn / DM / a PDF leave-behind. It speaks to what an agent cares about: getting tough buyers to close.
For Orange County & LA real estate agents
I close the buyers other lenders turn down.
Jermaine Fields · Mortgage Loan Originator · NEXA Lending. When a buyer's income is "complicated," the price is high, or they're an investor — that's exactly who I'm built for.
Self-employed & 1099 buyers
Qualify on 12–24 months of bank statements or 1099s — no tax returns. The OC business-owner's lender.
High-net-worth, asset-rich
Asset-utilization loans qualify on assets, not income. Big balances, thin tax return? Still a path.
Jumbo & Super Jumbo
Financing well into the multi-millions for OC/LA price points — including non-QM jumbo for complex income.
Real estate investors
DSCR loans qualify on the property's rent (not the buyer's income), plus options for short-term / vacation rentals.
Foreign nationals & ITIN
Non-QM programs for buyers conventional lenders can't touch.
Standard buyers, too
Conventional, FHA, VA, and CA first-time-buyer programs — the full shelf under one roof.
Why agents partner with me: I save deals the bank declined, I move fast on pre-quals, I communicate straight, and I bring one source for every loan type — so your buyer keeps their home and your closing keeps its date.
Send me your toughest pre-approval. I'll tell you the path — no obligation.
Jermaine Fields · NMLS #2067609 · NEXA Mortgage, LLC · NMLS #1660690 · Licensed in California & Missouri only (not Kansas) · Equal Housing Lender. This is not a commitment to lend, an approval, or a rate quote. All loans subject to qualification; programs and terms vary by lender.
2 · LinkedIn connection request (short)
Keep under ~300 characters. Warm, peer-to-peer, no pitch.
Hi [Name] — fellow real estate pro here in Southern California. I'm a mortgage loan originator with NEXA Lending who specializes in the buyers agents struggle to place: self-employed, jumbo, high-net-worth, and investors. Would love to connect and be a resource for your deals.
3 · Intro DM (after they connect)
Thanks for connecting, [Name] — love the work you're doing in [OC/LA].
Quick reason I reached out: I'm a loan originator with NEXA Lending, and I focus on exactly the buyers that can stall a deal — self-employed and 1099 (I can qualify on bank statements or 1099s, no tax returns), high-net-worth buyers who'd rather qualify on assets than income, jumbo and super-jumbo for our price points, and investors (DSCR loans that qualify on the property's rent, plus short-term-rental options).
Basically: if a buyer's income is "complicated," the price is high, or the bank already said no, that's my lane.
No ask here — just want to be the lender you can call when a file gets tricky. Mind if I send over a quick one-pager on what I can do for your buyers?
— Jermaine Fields · NEXA Lending · NMLS #2067609 (CA & MO; not a commitment to lend)
4 · Soft comment on a listing post (optional)
Supportive, not a solicitation — build rapport, then move to DM. Don't quote rates or pitch on a public post.
Beautiful listing, [Name] — that's a special pocket of [neighborhood]. For buyers at this level, the right financing structure matters as much as the offer, especially for self-employed or high-net-worth borrowers. Happy to be a resource if any of your buyers ever need a creative path. 👏
5 · Talking points (for a call / coffee)
Lead with their pain: "How often does a deal wobble because the buyer's self-employed or the bank drags the jumbo?" — then show you solve it.
Your edge isn't beating a megabank on a clean W-2 rate — it's approving the buyers they can't: bank-statement, asset-utilization, non-QM jumbo, DSCR investors.
Make them look good: fast pre-quals, honest timelines, you pick up the phone.
One source, every loan type — they don't need three lenders.
Close: "Send me your next tough pre-approval and let me show you, no obligation."