🎬 Short #1 — "Tax returns say broke, property says approved"

DSCR Purchase · ~40 sec · Apple style · production-ready
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Fast path: generate the 6 cards in Gemini → verify NMLS #2067609 & #1660690 on the end card → run narration in 11Labs → assemble in CapCut with slow zooms → export 9:16. Never state a rate; numbers illustrative.

1 · Narration (11Labs)

A self-employed investor wants a four-unit rental. But he writes off everything he legally can — so on paper, his tax returns make him look broke. A regular bank runs his personal income and his debt-to-income, and denies a deal that actually cash-flows. Here's the fix: a DSCR loan. It never opens his tax returns. It qualifies the property on its rent. If the rent covers the payment — principal, interest, taxes, insurance — he's approved. And he can close in his LLC. Same investor. Same property. One lender says no. The right loan says yes. Got a deal that doesn't fit the bank's box? Send me the address and the rent, and I'll tell you if it works. dscrinsider.com.

2 · The 6 cards (text + Gemini prompt)

Card 1 · HookGraphite
On card: eyebrow "DSCR INSIDER" · headline "His tax returns say broke." · subhead (emerald) "His property says approved."
9:16 vertical graphic, 1080x1920, premium Apple-keynote style. Near-black background #0A0A0B with a soft radial light lift upper-center. Small letter-spaced gray label top-left: DSCR INSIDER. Large thin off-white headline: "His tax returns say broke." Below it, slightly emphasized in emerald green #30D158: "His property says approved." Generous negative space, clean SF Pro-style sans, no gold, no boxes. Reproduce the text exactly.
Card 2 · The WallPorcelain
On card: eyebrow "THE BANK'S PROBLEM" · headline "A regular bank runs his personal income." · line "Heavy write-offs → low income on paper → denied on a deal that cash-flows."
9:16 vertical, 1080x1920, off-white #FBFBFD background. Small gray letter-spaced label: THE BANK'S PROBLEM. Dark headline #1D1D1F: "A regular bank runs his personal income." Below in muted gray #6E6E73: "Heavy write-offs leading to low income on paper, denied on a deal that cash-flows." Clean minimal Apple style, hairline divider, lots of white space, no icons. Reproduce text exactly.
Card 3 · The SolutionPorcelain
On card: eyebrow "THE FIX" · headline "DSCR loan" · line "Qualifies the property's rent — not his income. No tax returns. No DTI."
9:16 vertical, 1080x1920, off-white #FBFBFD. Small gray label: THE FIX. Large dark headline #1D1D1F: "DSCR loan". Below, muted gray #6E6E73: "Qualifies the property's rent, not his income. No tax returns. No DTI." Minimal Apple-keynote style, generous negative space. Reproduce text exactly.
Card 4 · The MathPorcelain
On card: eyebrow "THE MATH" · big line (emerald on "≥ 1.0 = approved") "Rent ÷ PITIA ≥ 1.0 = approved" · line "And he closes in his LLC."
9:16 vertical, 1080x1920, off-white #FBFBFD. Small gray label: THE MATH. Centered large text: "Rent / PITIA = 1.0 or higher = approved" with "1.0 or higher = approved" in emerald green #1D9E5E. Below in muted gray: "And he closes in his LLC." Clean Apple style, hairline accents, no clutter. Reproduce text exactly.
Card 5 · PayoffGraphite
On card: "Same deal." / "One lender says no." / (emerald) "The right loan says yes."
9:16 vertical, 1080x1920, near-black #0A0A0B with soft radial lift. Thin off-white text stacked: "Same deal." then "One lender says no." then in emerald #30D158: "The right loan says yes." Premium minimal, lots of negative space, no boxes. Reproduce text exactly.
Card 6 · End / CTAGraphite
On card: "Send me the deal. I'll run the numbers." · "dscrinsider.com" · fine print with NMLS #2067609 + NEXA #1660690.
9:16 vertical end card, 1080x1920, near-black #0A0A0B, soft radial lift upper-center. Thin off-white headline: "Send me the deal. I'll run the numbers." Below, gently emphasized: "dscrinsider.com". Then a thin hairline, and beneath it small muted gray text on two lines, reproduced EXACTLY: "Jermaine Fields - NMLS #2067609 - DSCR Insider, Powered by NEXA Lending" and "NEXA Mortgage, LLC #1660690 - Licensed in California and Missouri only (not Kansas) - Equal Housing Lender - Not a commitment to lend." Clean Apple-keynote, no gold, no boxes. Reproduce all text exactly, especially the license numbers 2067609 and 1660690.

3 · Assemble (CapCut)

  1. Generate the 6 cards in Gemini. Verify NMLS #2067609 and #1660690 on Card 6 before using.
  2. Run the narration through 11Labs; export the voice track.
  3. Drop cards 1→6 in order; add a slow zoom to each (Scale 100% → 105%).
  4. Lay the narration underneath; time each card to its line. Add a soft music bed (−10 dB under voice).
  5. Export 9:16, upload as a Short. Then log it in the Production Tracker.

4 · SEO / caption (ready to paste)

Title: Self-employed? Your tax returns don't have to kill the deal (DSCR explained) A self-employed investor looked broke on paper — but his property cash-flowed. Here's the loan that qualifies the property's rent instead of your tax returns. No W-2s, no DTI, close in your LLC. Financing an investment property in St. Louis, Missouri, or California? Send me the address and projected rent and I'll tell you if it works. dscrinsider.com Jermaine Fields · Loan Officer · NMLS #2067609 DSCR Insider — Powered by NEXA Lending · NEXA Mortgage, LLC #1660690 Licensed in California & Missouri only (not Kansas) · Equal Housing Lender Educational only; not a commitment to lend. #DSCR #realestateinvesting #selfemployed #investorloans #StLouisRealEstate #Shorts